A different membership fee can be defined for each member type through the Setup->Member Settings menu. When a new member joins, xFlow Lite will automatically charge them the membership fee associated with their member type. The membership fee consists of both, a withdrawal and a deposit transaction. The withdrawal transaction is to deduct the needed funds from the member's account, and the deposit transaction is for the physical payment.

In other words, in order to withdraw the membership fee from the member's account, the funds must first be there. For this, a deposit transaction is added to the account as well, which is the physical payment. Once the payment has been received, the deposit transaction will be approved which will also immediately approve the withdraw transaction for the membership fee as well.

If you chose to have member status handled accordingly with membership fees during First Time Setup, when a member first joins they will first be created with a status of Pending. This simply means their account is pending, as their membership fee has not yet been approved. Once their membership fee is approved, their account will be immediately activated. This is done to help ensure new members don't receive access to the Member Area until they have paid their membership fee.